member loans

Small Town Success from Building Membership

By Mel Braverman 114 September - October - 2004 The small community of Barneveld, Wisconsin (population 1,100), opened its grocery cooperative, Harvest Market Cooperative, on July 10, 2004 and had its grand opening on July 24. The store has a total of 6,000 square feet with approximately 4,500 square feet dedicated to retail. In early 2002, Cooperative Development Services (CDS) approached some members of [...]

Conducting Member Loan Campaigns

By Bill Gessner 086 January - February - 2000 Cooperatives need to pursue debt capital from members through the creation of member loan programs and member loan drives. The purpose of this article is to suggest some of the basic principles and organizing strategies that underlie a successful cooperative member loan program. However, this article is in no way an offering of or a [...]

Mississippi Market Manages Changes

By Mary Courteau, Paul Eaves 039 March - April - 1992 Mississippi Market operated for twelve years out of a rented building with 1,200 square feet of retail and 1,500 square feet of basement and backroom storage. We ultimately did $1,890,000 in annual business there, and by the end of our stay the staff and customers were exhausted. In February 1991, we closed the [...]