patronage dividend

Why Equity is Part of the Co-op Difference

By |2019-09-10T00:34:37-04:00April 7th, 2015|

Seward Co-op's GM, Sean Doyle, has a passion for finances, and he's here to share his passion with you! Sean discusses some unique lending avenues available to many co-ops and why equity may just be the key to the cooperative difference.

New Resource: Field Guide—Patronage Dividend: Presenting GM Recommendations

By |2019-09-10T20:13:46-04:00December 2nd, 2013|

One of the key moments in a co-op’s business cycle comes at the end of a fiscal year when it becomes clear how much profit the co-op has generated that year. At that time, the co-op’s board needs to decide how much of that profit will be allocated as patronage dividends, how to divide that dividend between cash returned to members and savings held [...]

Patronage Dividend: Presenting GM Recommendations

By |2020-07-16T00:10:31-04:00November 12th, 2013|

The “Patronage Dividends for Food Co-ops” Toolbox (available as a free download in the Columinate library) describes the power of patronage dividends as a tool for building strong cooperatives and outlines the steps needed to implement this system. One of the key moments in a co-op’s business cycle comes at the end of a fiscal year when it becomes clear how much profit the [...]

Deliver the Benefits of Co-op Capitalization to Owners

By |2019-09-10T15:57:14-04:00March 1st, 2013|

Our culture has a lot of beliefs about money that range from its worship to seeing it as the root of all evil. Food cooperatives especially have been historically conflicted about capital, once seeing it as the cause of destructive economic practices, to the point that raising money was once practically shunned. This left many cooperatives under-capitalized and some of them had to close [...]

Who’s Watching Member Labor in Retail Food Cooperatives?

By |2019-09-09T20:13:53-04:00January 16th, 2012|

By Thane Joyal 158 January - February - 2012 When many retail food cooperatives were formed in the 1970s, the distinctions among worker cooperatives, consumer cooperatives and not-for-profit corporations were not considered to be barriers to doing business in a culture of cooperation. Regardless of the legal form used to organize the business, in retail food co-ops across the country, members commonly worked, carrying [...]

Waking the Sleeping Giant: Recognize patronage dividends for what they are, co-op capital

By |2019-09-10T19:50:18-04:00May 15th, 2010|

By Marilyn Scholl, Joel Dahlgren, Bruce Mayer 148 May - June - 2010 Creating solutions begins with building the foundation for the future you want. One of the remarkable things about cooperation is that mutualism encourages solution-oriented growth, built on a vision of the common good. How profitability and capitalization are handled in cooperatives is an indicator of how much the co-op is actively [...]

Membership is Ownership: The Cooperative Advantage

By |2022-01-15T14:51:45-05:00May 16th, 2008|

By Marilyn Scholl 136 may - june - 2008 Interest in food cooperatives is growing, due both to increased interest in local, natural, and organic foods and to increased awareness of our economic vulnerability. More and more communities want the stability and accountability that a cooperative can offer. Cooperative ownership is an economic model that can create great benefits for our communities and member-owners. [...]

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